Medicare Part B (Medical Insurance) covers Pap test and pelvic exams to check for cervical cancer. Here is the information posted by CMS (Center for Medicaid and Medicare Services)
Cervical & vaginal cancer screenings
Medicare Part B (Medical Insurance) covers Pap tests and pelvic exams to check for cervical and vaginal cancers. As part of the pelvic exam, Medicare also covers a clinical breast exam to check for breast cancer. Medicare covers these screening tests once every 24 months. If you are at high risk for cervical or vaginal cancer, or if you’re of child-bearing age and had an abnormal Pap test in the past 36 months, Medicare covers these screening tests once every 12 months.
Part B also covers Human Papillomavirus (HPV) tests (as part of a Pap test) once every 5 years if you are age 30-65 without HPV symptoms.
Your costs in Original Medicare
You pay nothing for the lab Pap test, the lab HPV with Pap test, the Pap test specimen collection, and the pelvic and breast exams if your doctor or other qualified health care provider accepts assignment.
Your doctor or other health care provider may recommend you get services more often than Medicare covers. Or they may recommend services that Medicare doesn’t cover. If this happens, you may have to pay some or all the costs. Ask questions so you understand why your doctor is recommending certain services and whether Medicare will pay for them.